Monday, March 7, 2011

Double Indemnity and Supplementary Insurances

"Here's what film noir is to me. It's a righteous, American film movement that went from 1945 to 1958 and exposited one great theme. You have just met a woman, but within six weeks of meeting her, you will be framed for a crime you did not commit, and you will end up in the gas chamber. And as they strap you in and you're about to breathe the cyanide fumes, you'll be grateful for the few weeks you had with her, and grateful for your own death". -James Ellroy in "Film Noir: Bringing the darkness to light" (2006)

"One of the most unforgettably electric encounters is the one between insurance salesman Walter Neff (Fred MacMurray) and bored, homicidal housewife Phyllis Dietrichson (Barbara Stanwyck) in Double Indemnity, Billy Wilder's film noir masterpiece.
"It's about tough-talking insurance salesmen, and a sleazy murder plot cooked up in supermarkets and hillside manses. People do get killed, and the movie is suffused with the fatalism that would become noir's predominant theme, Fred MacMurray gazing into Barbara Stanwyck's space-filling eyes and coosing, "Shut up, baby". When Stanwyck proposes killing her husband and MacMurray comes up with a plan that will produce a maximum payoff, the two of them go through with it mainly to prove to each other how smart they are". Source: www.avclub.com


Medicare Supplemental Insurance is a policy provided by private insurance companies that fill the gaps in coverage that basic Medicare doesn't cover. Parts A and B of Medicare are covering close to 80% of medical bills and expenses. "Medicare Supplemental Insurance":
One of the big perks provided by this insurance is receiving a policy without a previous medical exam. During what is called a "guaranteed issue period" there is no medical exam and you're guaranteed a policy renewal too. A big advantage for those with pre existing health issues, because once the coverage is in place the insurance company will not raise the premiums.
The loss of a loved one is an extremely difficult time. In order to avoid the stresses of financial burden while grieving their demise. "Burial Insurance": Not only a financial cushion, also the peace of mind that comes with this policy. Besides, the burial insurance or final expense insurance helps assist with any other expenses: the beneficiaries can use the policy to pay for other issues, mortgage or debts.
"Resources for Senior Citizens": Check out a comprehensive collection of links to government resources geared towards the needs of seniors, including Social Security, Caregivers' Resources, Taxes Refund, Retirement Plans, etc.